The value of new loan commitments for housing fell 0.9 per cent to $22.6 billion in February 2023 (seasonally adjusted), after a revised fall of 2.4 per cent in January, according to data released today by the Australian Bureau of Statistics (ABS).
Dane Mead, ABS head of Finance and Wealth, said: "The value of new owner-occupier loan commitments fell 1.2 per cent to $15.0 billion in February 2023, while the value of new investor loan commitments fell 0.5 per cent to $7.6 billion.
"Housing finance continued to decline from the record highs in January 2022, with the total value of new loan commitments falling 33 per cent since then."
Total (seasadj) ($b) | Owner occupier (seasadj) ($b) | Investor (seasadj) ($b) | Total (trend) ($b) | Owner occupier (trend) ($b) | Investor (trend) ($b) | |
---|---|---|---|---|---|---|
Feb-05 | 13.838 | 8.496 | 5.343 | 13.309 | 8.112 | 5.197 |
Mar-05 | 13.514 | 8.217 | 5.297 | 13.308 | 8.139 | 5.169 |
Apr-05 | 13.25 | 8.088 | 5.163 | 13.188 | 8.125 | 5.062 |
May-05 | 12.748 | 8.025 | 4.723 | 13.032 | 8.113 | 4.919 |
Jun-05 | 12.633 | 8.152 | 4.481 | 12.946 | 8.142 | 4.804 |
Jul-05 | 12.845 | 8.085 | 4.76 | 12.986 | 8.229 | 4.757 |
Aug-05 | 12.896 | 8.308 | 4.589 | 13.158 | 8.363 | 4.795 |
Sep-05 | 13.531 | 8.643 | 4.888 | 13.418 | 8.519 | 4.899 |
Oct-05 | 14.027 | 8.715 | 5.312 | 13.697 | 8.671 | 5.026 |
Nov-05 | 14.063 | 8.851 | 5.212 | 13.934 | 8.804 | 5.13 |
Dec-05 | 14.036 | 8.878 | 5.158 | 14.125 | 8.924 | 5.201 |
Jan-06 | 14.259 | 8.956 | 5.303 | 14.295 | 9.04 | 5.255 |
Feb-06 | 14.433 | 9.18 | 5.253 | 14.466 | 9.162 | 5.304 |
Mar-06 | 14.537 | 9.268 | 5.269 | 14.667 | 9.297 | 5.369 |
Apr-06 | 14.803 | 9.46 | 5.343 | 14.874 | 9.424 | 5.45 |
May-06 | 15.2 | 9.494 | 5.705 | 15.026 | 9.511 | 5.515 |
Jun-06 | 15.492 | 9.516 | 5.977 | 15.061 | 9.536 | 5.526 |
Jul-06 | 15.28 | 9.79 | 5.49 | 14.963 | 9.498 | 5.465 |
Aug-06 | 15.005 | 9.492 | 5.513 | 14.768 | 9.421 | 5.347 |
Sep-06 | 14.163 | 9.169 | 4.995 | 14.554 | 9.342 | 5.212 |
Oct-06 | 14.329 | 9.276 | 5.053 | 14.415 | 9.297 | 5.117 |
Nov-06 | 14.205 | 9.232 | 4.973 | 14.42 | 9.316 | 5.104 |
Dec-06 | 14.589 | 9.401 | 5.188 | 14.601 | 9.411 | 5.19 |
Jan-07 | 14.959 | 9.579 | 5.38 | 14.95 | 9.588 | 5.362 |
Feb-07 | 15.402 | 9.768 | 5.634 | 15.424 | 9.824 | 5.6 |
Mar-07 | 15.919 | 10.081 | 5.838 | 15.952 | 10.086 | 5.866 |
Apr-07 | 16.304 | 10.269 | 6.035 | 16.466 | 10.351 | 6.115 |
May-07 | 17.119 | 10.694 | 6.424 | 16.906 | 10.596 | 6.31 |
Jun-07 | 18.247 | 11.341 | 6.906 | 17.22 | 10.79 | 6.43 |
Jul-07 | 17.418 | 10.785 | 6.633 | 17.39 | 10.916 | 6.474 |
Aug-07 | 17.434 | 11.056 | 6.379 | 17.415 | 10.957 | 6.458 |
Sep-07 | 16.753 | 10.442 | 6.311 | 17.332 | 10.924 | 6.408 |
Oct-07 | 16.872 | 10.771 | 6.101 | 17.164 | 10.822 | 6.342 |
Nov-07 | 16.995 | 10.661 | 6.335 | 16.913 | 10.65 | 6.262 |
Dec-07 | 16.546 | 10.363 | 6.183 | 16.546 | 10.397 | 6.149 |
Jan-08 | 16.876 | 10.782 | 6.094 | 16.029 | 10.054 | 5.975 |
Feb-08 | 15.69 | 9.913 | 5.777 | 15.377 | 9.641 | 5.736 |
Mar-08 | 14.561 | 9.147 | 5.415 | 14.647 | 9.198 | 5.449 |
Apr-08 | 13.861 | 8.697 | 5.164 | 13.932 | 8.768 | 5.163 |
May-08 | 12.996 | 8.199 | 4.797 | 13.336 | 8.406 | 4.93 |
Jun-08 | 12.944 | 8.199 | 4.746 | 12.934 | 8.161 | 4.773 |
Jul-08 | 12.781 | 8.133 | 4.649 | 12.736 | 8.052 | 4.684 |
Aug-08 | 12.619 | 7.961 | 4.659 | 12.731 | 8.087 | 4.645 |
Sep-08 | 12.975 | 8.245 | 4.73 | 12.884 | 8.259 | 4.625 |
Oct-08 | 13.396 | 8.562 | 4.834 | 13.168 | 8.563 | 4.604 |
Nov-08 | 13.039 | 8.546 | 4.493 | 13.588 | 9.004 | 4.584 |
Dec-08 | 13.926 | 9.378 | 4.549 | 14.134 | 9.558 | 4.576 |
Jan-09 | 14.885 | 10.226 | 4.659 | 14.774 | 10.176 | 4.598 |
Feb-09 | 15.364 | 10.782 | 4.583 | 15.44 | 10.781 | 4.659 |
Mar-09 | 16.711 | 11.971 | 4.74 | 16.058 | 11.293 | 4.766 |
Apr-09 | 17.024 | 11.925 | 5.099 | 16.57 | 11.659 | 4.911 |
May-09 | 16.856 | 11.83 | 5.026 | 16.948 | 11.868 | 5.08 |
Jun-09 | 17.202 | 11.97 | 5.232 | 17.206 | 11.945 | 5.261 |
Jul-09 | 17.221 | 11.773 | 5.447 | 17.369 | 11.924 | 5.444 |
Aug-09 | 17.328 | 11.63 | 5.698 | 17.439 | 11.829 | 5.609 |
Sep-09 | 17.878 | 12.173 | 5.705 | 17.393 | 11.654 | 5.739 |
Oct-09 | 17.613 | 11.804 | 5.809 | 17.223 | 11.394 | 5.829 |
Nov-09 | 17.075 | 11.09 | 5.985 | 16.924 | 11.047 | 5.878 |
Dec-09 | 16.491 | 10.607 | 5.884 | 16.538 | 10.644 | 5.894 |
Jan-10 | 15.941 | 10.11 | 5.832 | 16.139 | 10.236 | 5.904 |
Feb-10 | 15.667 | 9.793 | 5.874 | 15.791 | 9.873 | 5.918 |
Mar-10 | 15.552 | 9.602 | 5.95 | 15.535 | 9.599 | 5.936 |
Apr-10 | 15.268 | 9.363 | 5.906 | 15.365 | 9.421 | 5.944 |
May-10 | 15.415 | 9.434 | 5.981 | 15.24 | 9.314 | 5.927 |
Jun-10 | 15.113 | 9.122 | 5.991 | 15.122 | 9.248 | 5.874 |
Jul-10 | 15.04 | 9.289 | 5.751 | 14.997 | 9.211 | 5.786 |
Aug-10 | 14.616 | 9.227 | 5.389 | 14.868 | 9.194 | 5.675 |
Sep-10 | 14.626 | 9.148 | 5.479 | 14.748 | 9.19 | 5.559 |
Oct-10 | 14.655 | 9.158 | 5.497 | 14.633 | 9.182 | 5.452 |
Nov-10 | 14.708 | 9.324 | 5.384 | 14.513 | 9.158 | 5.356 |
Dec-10 | 15.032 | 9.451 | 5.581 | 14.387 | 9.114 | 5.273 |
Jan-11 | 14.152 | 9.01 | 5.142 | 14.258 | 9.058 | 5.2 |
Feb-11 | 14.062 | 8.872 | 5.19 | 14.143 | 9.007 | 5.137 |
Mar-11 | 13.626 | 8.828 | 4.798 | 14.063 | 8.973 | 5.09 |
Apr-11 | 13.994 | 8.998 | 4.996 | 14.03 | 8.965 | 5.064 |
May-11 | 14.235 | 9.088 | 5.147 | 14.037 | 8.977 | 5.06 |
Jun-11 | 14.136 | 9.096 | 5.04 | 14.053 | 8.99 | 5.063 |
Jul-11 | 14.082 | 9.033 | 5.049 | 14.057 | 8.989 | 5.068 |
Aug-11 | 14.166 | 9.037 | 5.129 | 14.049 | 8.973 | 5.076 |
Sep-11 | 13.94 | 8.803 | 5.138 | 14.053 | 8.956 | 5.097 |
Oct-11 | 13.86 | 8.859 | 5.001 | 14.082 | 8.948 | 5.133 |
Nov-11 | 14.039 | 8.956 | 5.083 | 14.135 | 8.946 | 5.189 |
Dec-11 | 14.729 | 9.405 | 5.324 | 14.196 | 8.941 | 5.255 |
Jan-12 | 14.771 | 9.397 | 5.374 | 14.252 | 8.934 | 5.318 |
Feb-12 | 14.078 | 8.677 | 5.401 | 14.302 | 8.93 | 5.372 |
Mar-12 | 14.093 | 8.704 | 5.389 | 14.348 | 8.94 | 5.408 |
Apr-12 | 14.345 | 8.925 | 5.421 | 14.41 | 8.984 | 5.427 |
May-12 | 14.506 | 9.109 | 5.396 | 14.503 | 9.068 | 5.435 |
Jun-12 | 14.735 | 9.248 | 5.487 | 14.623 | 9.178 | 5.445 |
Jul-12 | 14.776 | 9.28 | 5.496 | 14.743 | 9.281 | 5.462 |
Aug-12 | 14.871 | 9.44 | 5.432 | 14.848 | 9.358 | 5.49 |
Sep-12 | 15.1 | 9.495 | 5.605 | 14.94 | 9.404 | 5.537 |
Oct-12 | 14.907 | 9.384 | 5.522 | 15.057 | 9.441 | 5.615 |
Nov-12 | 15.186 | 9.432 | 5.754 | 15.238 | 9.505 | 5.734 |
Dec-12 | 15.37 | 9.528 | 5.842 | 15.506 | 9.613 | 5.894 |
Jan-13 | 15.893 | 9.794 | 6.1 | 15.851 | 9.768 | 6.083 |
Feb-13 | 16.137 | 9.876 | 6.262 | 16.233 | 9.954 | 6.279 |
Mar-13 | 16.887 | 10.354 | 6.533 | 16.599 | 10.141 | 6.458 |
Apr-13 | 16.932 | 10.297 | 6.635 | 16.906 | 10.297 | 6.608 |
May-13 | 17.232 | 10.432 | 6.8 | 17.148 | 10.413 | 6.734 |
Jun-13 | 17.296 | 10.475 | 6.822 | 17.37 | 10.504 | 6.867 |
Jul-13 | 17.476 | 10.516 | 6.96 | 17.619 | 10.587 | 7.032 |
Aug-13 | 17.355 | 10.232 | 7.124 | 17.918 | 10.673 | 7.245 |
Sep-13 | 18.205 | 10.761 | 7.443 | 18.255 | 10.773 | 7.483 |
Oct-13 | 18.695 | 10.894 | 7.801 | 18.595 | 10.89 | 7.705 |
Nov-13 | 19.23 | 11.18 | 8.05 | 18.894 | 11.015 | 7.879 |
Dec-13 | 19.005 | 10.953 | 8.052 | 19.125 | 11.133 | 7.992 |
Jan-14 | 19.182 | 11.188 | 7.994 | 19.279 | 11.23 | 8.049 |
Feb-14 | 19.371 | 11.445 | 7.927 | 19.38 | 11.303 | 8.076 |
Mar-14 | 19.485 | 11.381 | 8.104 | 19.452 | 11.346 | 8.106 |
Apr-14 | 19.581 | 11.315 | 8.266 | 19.508 | 11.348 | 8.159 |
May-14 | 19.502 | 11.228 | 8.275 | 19.566 | 11.315 | 8.251 |
Jun-14 | 19.63 | 11.389 | 8.241 | 19.639 | 11.259 | 8.379 |
Jul-14 | 19.816 | 11.28 | 8.536 | 19.737 | 11.202 | 8.534 |
Aug-14 | 19.621 | 10.97 | 8.651 | 19.877 | 11.177 | 8.7 |
Sep-14 | 20.007 | 11.115 | 8.892 | 20.042 | 11.186 | 8.856 |
Oct-14 | 20.593 | 11.424 | 9.168 | 20.216 | 11.222 | 8.994 |
Nov-14 | 20.042 | 10.949 | 9.093 | 20.394 | 11.285 | 9.109 |
Dec-14 | 20.484 | 11.382 | 9.101 | 20.563 | 11.361 | 9.202 |
Jan-15 | 20.707 | 11.534 | 9.174 | 20.718 | 11.436 | 9.282 |
Feb-15 | 20.114 | 11.286 | 8.828 | 20.854 | 11.5 | 9.354 |
Mar-15 | 21.261 | 11.738 | 9.524 | 20.975 | 11.573 | 9.402 |
Apr-15 | 21.802 | 11.78 | 10.021 | 21.075 | 11.688 | 9.387 |
May-15 | 20.331 | 11.145 | 9.186 | 21.131 | 11.867 | 9.263 |
Jun-15 | 21.125 | 11.985 | 9.14 | 21.111 | 12.111 | 9 |
Jul-15 | 21.175 | 12.328 | 8.847 | 21.007 | 12.399 | 8.608 |
Aug-15 | 21.686 | 13.208 | 8.479 | 20.809 | 12.673 | 8.136 |
Sep-15 | 20.955 | 13.561 | 7.394 | 20.531 | 12.883 | 7.648 |
Oct-15 | 20.02 | 13.139 | 6.881 | 20.2 | 12.99 | 7.21 |
Nov-15 | 19.642 | 12.986 | 6.656 | 19.848 | 12.979 | 6.869 |
Dec-15 | 19.591 | 12.892 | 6.699 | 19.544 | 12.887 | 6.656 |
Jan-16 | 19.135 | 12.526 | 6.609 | 19.356 | 12.779 | 6.577 |
Feb-16 | 19.365 | 12.741 | 6.624 | 19.313 | 12.703 | 6.61 |
Mar-16 | 19.105 | 12.448 | 6.658 | 19.394 | 12.666 | 6.728 |
Apr-16 | 19.581 | 12.72 | 6.862 | 19.56 | 12.646 | 6.914 |
May-16 | 20.001 | 12.783 | 7.219 | 19.768 | 12.616 | 7.152 |
Jun-16 | 20.199 | 12.69 | 7.509 | 19.99 | 12.563 | 7.427 |
Jul-16 | 20.078 | 12.43 | 7.649 | 20.226 | 12.501 | 7.725 |
Aug-16 | 19.884 | 12.313 | 7.571 | 20.492 | 12.465 | 8.027 |
Sep-16 | 20.774 | 12.451 | 8.322 | 20.8 | 12.486 | 8.314 |
Oct-16 | 21.191 | 12.608 | 8.583 | 21.146 | 12.58 | 8.567 |
Nov-16 | 21.509 | 12.691 | 8.818 | 21.527 | 12.752 | 8.775 |
Dec-16 | 21.979 | 13.053 | 8.926 | 21.89 | 12.973 | 8.917 |
Jan-17 | 22.229 | 13.229 | 9 | 22.174 | 13.2 | 8.974 |
Feb-17 | 21.737 | 13.196 | 8.541 | 22.341 | 13.406 | 8.935 |
Mar-17 | 22.608 | 13.729 | 8.879 | 22.4 | 13.589 | 8.811 |
Apr-17 | 22.623 | 13.863 | 8.76 | 22.386 | 13.759 | 8.627 |
May-17 | 22.093 | 13.799 | 8.294 | 22.332 | 13.916 | 8.416 |
Jun-17 | 22.094 | 13.942 | 8.152 | 22.263 | 14.054 | 8.209 |
Jul-17 | 22.121 | 14.234 | 7.887 | 22.185 | 14.162 | 8.024 |
Aug-17 | 22.372 | 14.443 | 7.929 | 22.079 | 14.22 | 7.859 |
Sep-17 | 22.109 | 14.299 | 7.81 | 21.941 | 14.234 | 7.708 |
Oct-17 | 21.649 | 14.119 | 7.53 | 21.766 | 14.213 | 7.553 |
Nov-17 | 21.516 | 14.117 | 7.399 | 21.532 | 14.154 | 7.378 |
Dec-17 | 21.169 | 14.002 | 7.167 | 21.27 | 14.083 | 7.186 |
Jan-18 | 21.21 | 14.273 | 6.938 | 21.029 | 14.033 | 6.996 |
Feb-18 | 21.127 | 14.194 | 6.933 | 20.84 | 14.016 | 6.824 |
Mar-18 | 20.438 | 13.853 | 6.586 | 20.702 | 14.02 | 6.682 |
Apr-18 | 20.143 | 13.766 | 6.377 | 20.576 | 14.014 | 6.562 |
May-18 | 20.706 | 14.197 | 6.509 | 20.419 | 13.965 | 6.455 |
Jun-18 | 20.299 | 13.982 | 6.317 | 20.196 | 13.851 | 6.345 |
Jul-18 | 20.207 | 13.906 | 6.302 | 19.876 | 13.66 | 6.217 |
Aug-18 | 19.415 | 13.36 | 6.055 | 19.439 | 13.386 | 6.053 |
Sep-18 | 18.663 | 12.818 | 5.845 | 18.895 | 13.045 | 5.85 |
Oct-18 | 18.896 | 13.22 | 5.676 | 18.3 | 12.682 | 5.619 |
Nov-18 | 17.841 | 12.47 | 5.371 | 17.739 | 12.354 | 5.385 |
Dec-18 | 16.932 | 11.793 | 5.139 | 17.259 | 12.087 | 5.172 |
Jan-19 | 16.661 | 11.743 | 4.918 | 16.874 | 11.881 | 4.993 |
Feb-19 | 17.04 | 12.151 | 4.889 | 16.596 | 11.738 | 4.858 |
Mar-19 | 16.473 | 11.676 | 4.797 | 16.432 | 11.662 | 4.77 |
Apr-19 | 16.435 | 11.714 | 4.721 | 16.393 | 11.663 | 4.731 |
May-19 | 16.314 | 11.593 | 4.721 | 16.481 | 11.747 | 4.734 |
Jun-19 | 16.537 | 11.799 | 4.738 | 16.701 | 11.925 | 4.776 |
Jul-19 | 16.997 | 12.144 | 4.853 | 17.065 | 12.209 | 4.856 |
Aug-19 | 17.852 | 12.598 | 5.254 | 17.565 | 12.594 | 4.971 |
Sep-19 | 18.057 | 12.968 | 5.088 | 18.145 | 13.041 | 5.104 |
Oct-19 | 18.604 | 13.441 | 5.163 | 18.687 | 13.463 | 5.224 |
Nov-19 | 19.403 | 14.005 | 5.398 | 19.081 | 13.783 | 5.299 |
Dec-19 | 19.568 | 14.148 | 5.42 | 19.261 | 13.951 | 5.311 |
Jan-20 | 19.794 | 14.454 | 5.34 | 19.226 | 13.963 | 5.262 |
Feb-20 | 19.132 | 13.942 | 5.19 | 19.045 | 13.869 | 5.177 |
Mar-20 | 19.187 | 14.213 | 4.975 | 18.859 | 13.761 | 5.099 |
Apr-20 | 18.194 | 13.332 | 4.862 | 18.834 | 13.76 | 5.075 |
May-20 | 16.274 | 12.147 | 4.128 | 18.294 | 13.956 | 4.338 |
Jun-20 | 17.227 | 12.806 | 4.421 | 18.831 | 14.368 | 4.463 |
Jul-20 | 19.003 | 14.353 | 4.65 | 19.867 | 15.226 | 4.641 |
Aug-20 | 21.27 | 16.287 | 4.983 | 21.087 | 16.231 | 4.856 |
Sep-20 | 22.603 | 17.273 | 5.331 | 22.11 | 17.017 | 5.093 |
Oct-20 | 23.11 | 17.758 | 5.353 | 23.229 | 17.867 | 5.361 |
Nov-20 | 24.097 | 18.511 | 5.586 | 24.368 | 18.691 | 5.677 |
Dec-20 | 25.581 | 19.54 | 6.041 | 25.58 | 19.531 | 6.049 |
Jan-21 | 28.364 | 21.879 | 6.486 | 26.852 | 20.375 | 6.476 |
Feb-21 | 28.652 | 21.78 | 6.872 | 28.131 | 21.183 | 6.948 |
Mar-21 | 29.794 | 22.133 | 7.661 | 29.302 | 21.862 | 7.439 |
Apr-21 | 30.561 | 22.628 | 7.933 | 30.391 | 22.465 | 7.926 |
May-21 | 31.724 | 22.874 | 8.85 | 31.042 | 22.652 | 8.39 |
Jun-21 | 31.174 | 22.335 | 8.839 | 31.408 | 22.583 | 8.825 |
Jul-21 | 31.773 | 22.477 | 9.295 | 31.573 | 22.342 | 9.231 |
Aug-21 | 31.24 | 21.66 | 9.58 | 31.668 | 22.051 | 9.617 |
Sep-21 | 30.921 | 20.943 | 9.978 | 31.813 | 21.82 | 9.994 |
Oct-21 | 30.789 | 20.518 | 10.271 | 32.077 | 21.712 | 10.366 |
Nov-21 | 32.393 | 21.665 | 10.728 | 32.409 | 21.694 | 10.714 |
Dec-21 | 33.027 | 22.084 | 10.943 | 32.71 | 21.696 | 11.014 |
Jan-22 | 33.901 | 22.525 | 11.376 | 32.883 | 21.652 | 11.231 |
Feb-22 | 32.76 | 21.437 | 11.323 | 32.833 | 21.508 | 11.325 |
Mar-22 | 32.639 | 21.286 | 11.353 | 32.51 | 21.243 | 11.267 |
Apr-22 | 31.495 | 20.464 | 11.031 | 31.916 | 20.867 | 11.049 |
May-22 | 31.352 | 20.584 | 10.767 | 31.076 | 20.387 | 10.689 |
Jun-22 | 30.315 | 20.014 | 10.301 | 30.054 | 19.816 | 10.238 |
Jul-22 | 28.293 | 18.971 | 9.322 | 28.907 | 19.156 | 9.751 |
Aug-22 | 27.467 | 18.436 | 9.03 | 27.69 | 18.415 | 9.275 |
Sep-22 | 26.323 | 17.548 | 8.775 | 26.476 | 17.636 | 8.839 |
Oct-22 | 25.495 | 16.95 | 8.545 | 25.345 | 16.882 | 8.463 |
Nov-22 | 24.392 | 16.172 | 8.219 | 24.371 | 16.214 | 8.156 |
Dec-22 | 23.418 | 15.509 | 7.909 | 23.606 | 15.68 | 7.926 |
Jan-23 | 22.855 | 15.185 | 7.671 | 23.062 | 15.287 | 7.775 |
Feb-23 | 22.643 | 15.01 | 7.633 | 22.737 | 15.036 | 7.701 |
The value of owner-occupier housing loan refinancing between lenders rose 3.5 per cent to a new record high of $13.6 billion in February 2023. Borrowers continued to switch lenders for lower interest rates as the RBA's cash rate rose.
Total refinancing ($b) | Owner-occupier refinancing ($b) | Investor refinancing ($b) | |
---|---|---|---|
Feb-05 | 3.588 | 2.826 | 0.762 |
Mar-05 | 3.705 | 2.965 | 0.74 |
Apr-05 | 3.826 | 3.061 | 0.765 |
May-05 | 3.97 | 3.102 | 0.868 |
Jun-05 | 3.956 | 3.039 | 0.917 |
Jul-05 | 4.035 | 3.117 | 0.918 |
Aug-05 | 4.029 | 3.103 | 0.926 |
Sep-05 | 4.179 | 3.236 | 0.943 |
Oct-05 | 4.123 | 3.181 | 0.942 |
Nov-05 | 4.129 | 3.209 | 0.92 |
Dec-05 | 4.367 | 3.16 | 1.208 |
Jan-06 | 3.89 | 3.041 | 0.848 |
Feb-06 | 4.188 | 3.195 | 0.994 |
Mar-06 | 4.047 | 3.157 | 0.89 |
Apr-06 | 4.276 | 3.177 | 1.1 |
May-06 | 4.051 | 3.301 | 0.75 |
Jun-06 | 4.223 | 3.392 | 0.831 |
Jul-06 | 4.33 | 3.497 | 0.834 |
Aug-06 | 4.448 | 3.555 | 0.893 |
Sep-06 | 4.456 | 3.552 | 0.904 |
Oct-06 | 4.463 | 3.611 | 0.852 |
Nov-06 | 4.531 | 3.627 | 0.904 |
Dec-06 | 4.433 | 3.488 | 0.945 |
Jan-07 | 4.546 | 3.487 | 1.059 |
Feb-07 | 4.625 | 3.461 | 1.164 |
Mar-07 | 4.478 | 3.386 | 1.092 |
Apr-07 | 4.663 | 3.535 | 1.128 |
May-07 | 4.508 | 3.459 | 1.049 |
Jun-07 | 4.522 | 3.486 | 1.036 |
Jul-07 | 4.233 | 3.173 | 1.06 |
Aug-07 | 4.483 | 3.418 | 1.064 |
Sep-07 | 4.514 | 3.407 | 1.108 |
Oct-07 | 4.385 | 3.251 | 1.134 |
Nov-07 | 4.666 | 3.438 | 1.228 |
Dec-07 | 4.791 | 3.606 | 1.185 |
Jan-08 | 4.941 | 3.671 | 1.27 |
Feb-08 | 4.895 | 3.624 | 1.271 |
Mar-08 | 4.693 | 3.503 | 1.19 |
Apr-08 | 4.587 | 3.384 | 1.203 |
May-08 | 4.333 | 3.194 | 1.14 |
Jun-08 | 4.163 | 3.148 | 1.015 |
Jul-08 | 4.362 | 3.131 | 1.231 |
Aug-08 | 4.304 | 3.129 | 1.175 |
Sep-08 | 4.092 | 2.836 | 1.256 |
Oct-08 | 4.473 | 3.127 | 1.346 |
Nov-08 | 4.584 | 3.226 | 1.358 |
Dec-08 | 5.029 | 3.523 | 1.506 |
Jan-09 | 4.938 | 3.401 | 1.537 |
Feb-09 | 4.73 | 3.146 | 1.584 |
Mar-09 | 5.107 | 3.448 | 1.659 |
Apr-09 | 5.072 | 3.471 | 1.601 |
May-09 | 5.007 | 3.444 | 1.563 |
Jun-09 | 4.875 | 3.386 | 1.489 |
Jul-09 | 4.602 | 3.215 | 1.387 |
Aug-09 | 4.386 | 3.001 | 1.385 |
Sep-09 | 4.247 | 2.939 | 1.308 |
Oct-09 | 4.17 | 2.926 | 1.244 |
Nov-09 | 4.071 | 2.821 | 1.25 |
Dec-09 | 3.78 | 2.756 | 1.024 |
Jan-10 | 3.574 | 2.586 | 0.988 |
Feb-10 | 3.525 | 2.669 | 0.856 |
Mar-10 | 3.474 | 2.648 | 0.826 |
Apr-10 | 3.431 | 2.603 | 0.828 |
May-10 | 3.577 | 2.635 | 0.941 |
Jun-10 | 3.636 | 2.72 | 0.915 |
Jul-10 | 3.732 | 2.817 | 0.915 |
Aug-10 | 3.827 | 2.911 | 0.916 |
Sep-10 | 3.851 | 2.929 | 0.922 |
Oct-10 | 4.02 | 3.019 | 1 |
Nov-10 | 4.073 | 3.075 | 0.998 |
Dec-10 | 4.435 | 3.413 | 1.022 |
Jan-11 | 4.132 | 3.205 | 0.927 |
Feb-11 | 3.927 | 2.977 | 0.95 |
Mar-11 | 3.964 | 2.935 | 1.029 |
Apr-11 | 4.237 | 3.176 | 1.06 |
May-11 | 4.556 | 3.39 | 1.166 |
Jun-11 | 4.51 | 3.361 | 1.148 |
Jul-11 | 4.753 | 3.542 | 1.211 |
Aug-11 | 4.865 | 3.642 | 1.223 |
Sep-11 | 4.895 | 3.634 | 1.262 |
Oct-11 | 4.758 | 3.549 | 1.209 |
Nov-11 | 4.734 | 3.524 | 1.21 |
Dec-11 | 5.045 | 3.723 | 1.322 |
Jan-12 | 5.102 | 3.728 | 1.374 |
Feb-12 | 5.164 | 3.694 | 1.47 |
Mar-12 | 5.212 | 3.684 | 1.528 |
Apr-12 | 4.912 | 3.614 | 1.298 |
May-12 | 4.998 | 3.572 | 1.426 |
Jun-12 | 4.986 | 3.489 | 1.496 |
Jul-12 | 4.887 | 3.406 | 1.48 |
Aug-12 | 5.026 | 3.436 | 1.59 |
Sep-12 | 5.003 | 3.405 | 1.598 |
Oct-12 | 5.022 | 3.486 | 1.536 |
Nov-12 | 5.096 | 3.454 | 1.643 |
Dec-12 | 4.938 | 3.387 | 1.551 |
Jan-13 | 5.106 | 3.43 | 1.676 |
Feb-13 | 5.082 | 3.434 | 1.648 |
Mar-13 | 5.204 | 3.573 | 1.631 |
Apr-13 | 5.372 | 3.648 | 1.724 |
May-13 | 5.426 | 3.755 | 1.671 |
Jun-13 | 5.618 | 3.909 | 1.708 |
Jul-13 | 6.468 | 3.809 | 2.659 |
Aug-13 | 6.15 | 3.642 | 2.508 |
Sep-13 | 6.725 | 3.915 | 2.811 |
Oct-13 | 6.817 | 3.876 | 2.941 |
Nov-13 | 6.944 | 3.939 | 3.005 |
Dec-13 | 6.887 | 3.864 | 3.023 |
Jan-14 | 6.892 | 3.896 | 2.996 |
Feb-14 | 7.329 | 4.212 | 3.117 |
Mar-14 | 7.125 | 3.961 | 3.164 |
Apr-14 | 7.371 | 4.046 | 3.325 |
May-14 | 7.456 | 4.081 | 3.374 |
Jun-14 | 7.598 | 4.172 | 3.426 |
Jul-14 | 7.838 | 4.282 | 3.556 |
Aug-14 | 7.799 | 4.261 | 3.538 |
Sep-14 | 8.051 | 4.29 | 3.761 |
Oct-14 | 8.398 | 4.41 | 3.989 |
Nov-14 | 8.424 | 4.467 | 3.957 |
Dec-14 | 8.695 | 4.605 | 4.09 |
Jan-15 | 8.733 | 4.702 | 4.031 |
Feb-15 | 9.055 | 4.952 | 4.103 |
Mar-15 | 9.304 | 5.003 | 4.302 |
Apr-15 | 9.362 | 5.21 | 4.153 |
May-15 | 9.256 | 4.979 | 4.277 |
Jun-15 | 9.145 | 5.332 | 3.813 |
Jul-15 | 8.929 | 5.425 | 3.504 |
Aug-15 | 8.795 | 5.46 | 3.335 |
Sep-15 | 8.812 | 5.749 | 3.063 |
Oct-15 | 8.986 | 5.911 | 3.076 |
Nov-15 | 9.246 | 6.091 | 3.155 |
Dec-15 | 9.705 | 6.464 | 3.241 |
Jan-16 | 9.312 | 6.033 | 3.279 |
Feb-16 | 9.376 | 6.026 | 3.35 |
Mar-16 | 9.424 | 6.21 | 3.215 |
Apr-16 | 9.413 | 6.204 | 3.21 |
May-16 | 9.367 | 6.045 | 3.322 |
Jun-16 | 9.679 | 6.066 | 3.613 |
Jul-16 | 9.678 | 6.092 | 3.586 |
Aug-16 | 9.43 | 5.766 | 3.664 |
Sep-16 | 9.592 | 6.058 | 3.534 |
Oct-16 | 8.991 | 5.804 | 3.186 |
Nov-16 | 9.076 | 5.674 | 3.402 |
Dec-16 | 9.011 | 5.572 | 3.439 |
Jan-17 | 9.088 | 5.745 | 3.344 |
Feb-17 | 8.699 | 5.404 | 3.295 |
Mar-17 | 8.763 | 5.412 | 3.351 |
Apr-17 | 8.597 | 5.291 | 3.305 |
May-17 | 8.693 | 5.34 | 3.353 |
Jun-17 | 8.739 | 5.293 | 3.446 |
Jul-17 | 8.599 | 5.14 | 3.458 |
Aug-17 | 8.973 | 5.236 | 3.737 |
Sep-17 | 8.725 | 5.334 | 3.391 |
Oct-17 | 8.464 | 5.333 | 3.131 |
Nov-17 | 8.964 | 5.529 | 3.435 |
Dec-17 | 9.27 | 5.717 | 3.553 |
Jan-18 | 9.624 | 5.792 | 3.832 |
Feb-18 | 9.752 | 5.753 | 3.998 |
Mar-18 | 9.264 | 5.558 | 3.706 |
Apr-18 | 9.388 | 5.629 | 3.759 |
May-18 | 9.204 | 5.622 | 3.582 |
Jun-18 | 8.771 | 5.358 | 3.413 |
Jul-18 | 9.117 | 5.726 | 3.391 |
Aug-18 | 8.992 | 5.611 | 3.381 |
Sep-18 | 8.698 | 5.366 | 3.333 |
Oct-18 | 9.034 | 5.582 | 3.452 |
Nov-18 | 8.967 | 5.529 | 3.438 |
Dec-18 | 8.655 | 5.374 | 3.282 |
Jan-19 | 8.381 | 5.175 | 3.207 |
Feb-19 | 8.52 | 5.333 | 3.187 |
Mar-19 | 8.499 | 5.249 | 3.25 |
Apr-19 | 8.37 | 5.189 | 3.182 |
May-19 | 8.418 | 5.207 | 3.211 |
Jun-19 | 8.016 | 4.816 | 3.2 |
Jul-19 | 8.379 | 5.274 | 3.105 |
Aug-19 | 9.032 | 5.593 | 3.439 |
Sep-19 | 9.861 | 6.134 | 3.727 |
Oct-19 | 9.817 | 6.05 | 3.768 |
Nov-19 | 10.121 | 6.258 | 3.862 |
Dec-19 | 10.396 | 6.515 | 3.88 |
Jan-20 | 10.834 | 6.95 | 3.884 |
Feb-20 | 11.155 | 7.205 | 3.95 |
Mar-20 | 10.757 | 6.85 | 3.908 |
Apr-20 | 11.569 | 7.493 | 4.076 |
May-20 | 14.162 | 9.411 | 4.752 |
Jun-20 | 13.62 | 8.867 | 4.753 |
Jul-20 | 10.516 | 6.793 | 3.723 |
Aug-20 | 10.918 | 6.894 | 4.024 |
Sep-20 | 12.741 | 7.975 | 4.766 |
Oct-20 | 12.233 | 7.588 | 4.645 |
Nov-20 | 10.331 | 6.359 | 3.971 |
Dec-20 | 11.346 | 7.119 | 4.227 |
Jan-21 | 12.364 | 7.973 | 4.392 |
Feb-21 | 13.708 | 8.886 | 4.822 |
Mar-21 | 13.182 | 8.548 | 4.634 |
Apr-21 | 13.764 | 8.988 | 4.776 |
May-21 | 14.785 | 9.696 | 5.09 |
Jun-21 | 15.174 | 9.951 | 5.223 |
Jul-21 | 16.745 | 11.034 | 5.711 |
Aug-21 | 16.949 | 10.732 | 6.217 |
Sep-21 | 16.221 | 10.352 | 5.868 |
Oct-21 | 16.277 | 10.505 | 5.772 |
Nov-21 | 16.162 | 10.513 | 5.65 |
Dec-21 | 16.18 | 10.723 | 5.458 |
Jan-22 | 15.132 | 9.777 | 5.355 |
Feb-22 | 16.212 | 10.773 | 5.439 |
Mar-22 | 16.587 | 11.011 | 5.576 |
Apr-22 | 16.853 | 11.367 | 5.487 |
May-22 | 17.103 | 11.68 | 5.422 |
Jun-22 | 17.92 | 12.394 | 5.525 |
Jul-22 | 17.763 | 12.279 | 5.484 |
Aug-22 | 18.523 | 12.51 | 6.013 |
Sep-22 | 18.229 | 12.505 | 5.724 |
Oct-22 | 18.047 | 12.336 | 5.711 |
Nov-22 | 19.41 | 13.329 | 6.081 |
Dec-22 | 19.14 | 13.021 | 6.119 |
Jan-23 | 19.348 | 13.159 | 6.189 |
Feb-23 | 19.869 | 13.618 | 6.251 |
The number of new owner-occupier first home buyer loan commitments fell 3.5 per cent in February 2023, after a revised fall of 4.6 per cent in January.
"Owner-occupier first home buyer lending continued to decline from the high reached in January 2021, to the lowest level seen since May 2017. It was also 27 per cent lower than February 2020, prior to the COVID-19 pandemic," Mr Mead said.
Aus * | NSW | Vic | Qld | SA | WA | Tas | NT | ACT | ||
---|---|---|---|---|---|---|---|---|---|---|
Owner-occupiers | ||||||||||
Value ($b) : | 15.0 | 4.8 | 4.2 | 2.9 | 0.9 | 1.5 | 0.2 | 0.08 | 0.4 | |
Value change ($m): | -175 | 294 | 96 | -104 | -20 | -39 | -12 | -21 | -11 | |
Value % change ** : | -1.2 | 6.5 | 2.3 | -3.5 | -2.2 | -2.5 | -5.1 | -21.2 † | -2.8 | |
Owner-occupier first home buyers | ||||||||||
Number change: | -251 | 91 | -57 | -8 | -22 | -81 | -3 | 2 | 31 | |
Number % change ** : | -3.5 | 5.9 | -2.7 | -0.5 | -4.9 | -7.3 | -2.2 | 3.0 | 14.9 † | |
Investors | ||||||||||
Value change ($m): | -38 | 200 | -80 | -73 | 30 | 20 | 14 | -11 | -95 | |
Value % change ** : | -0.5 | 6.9 | -4.0 | -4.9 | 7.9 | 3.4 | 17.2 † | -27.8 † | -36.9 † |
* Total Australia levels do not necessarily equal the sum of states, due to independent seasonal adjustment
** All movements are on a month-to-month basis
† A smaller and more volatile series
The value of total new loan commitments for fixed term personal finance rose 1.1 per cent. Lending for the purchase of road vehicles fell 0.3 per cent.