Encouraging clients to annotate their bank statements with the nature, source, and frequency of credits when applying for a representation order
Sometimes applicants have no other evidence of their income other than bank statements. For example, if they are recently self-employed. In such instances we will include all credits shown on the bank statements as income unless it appears appropriate not to include certain credits. Annotating bank statements may therefore provide suitable reason for a credit not to be included as self-employed income. In addition, for any bank statements provided in support of an application, we will include any credits that appear to form regular income. For example, regular credits from friends and family, online sales, and gambling.
If applicants annotate their bank statements before submitting them this will assist us in accurately assessing their means on first submission.
