Digital Tech Poses New Challenges for Housing Seekers

University of York

Growing numbers of landlords and letting agents are using or considering the use of Open Banking for affordability assessments, creating new challenges to those seeking housing, a new report finds.

Open Banking allows people to share their banking transaction data

A policy paper, authored by researchers at the University of York and the University of Bristol, shows that not many people know what Open Banking can mean in credit risk and affordability assessments when buying or renting a home.

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