Retirement Ready: Guiding Your Journey with Tools, Advice

Key Points


  • AustralianSuper has the expertise and planning tools to guide you on your path to retirement.
  • AustralianSuper has a diverse range of investment options to suit your personal needs so you can make the most of your super.

Plan your next step

Everyone's retirement story is different. Whether you're just starting to plan or are already enjoying your golden years, it's never too early or too late to prepare.

AustralianSuper, is helping more than 3.4 million members1 on their path to retirement and is here to help you build the retirement that's right for you.

AustralianSuper has the expertise, educational programs, and planning tools to help put you in control and make the best decisions for your future.

AustralianSuper's Elements of Retirement Guide is a comprehensive resource that helps you understand the various aspects of retirement planning. It provides insights into superannuation, investment strategies, and lifestyle considerations, ensuring you're well-equipped to make informed decisions about your future.

The Elements of Retirement Guide organises need-to-know retirement topics into five simple-to-explore elements.

  1. Super and Investments - Helping your super go the distance

  2. Planning for Retirement - It's never too early or too late to start

  3. Moving to Retirement - Finding your way to life after work

  4. Income in Retirement - Different ways to fund your retirement

  5. Lifestyle and Wellbeing - The multiple ingredients of retirement confidence

The topics are based on the expertise of the fund's global investment team and education specialists plus decades of learning from a national adviser network.

Explore the Elements of Retirement Guide.

Have you ever wondered how much you'll need to retire? Planning for the future can seem daunting, but with AustralianSuper's Super Projection and Contribution Calculators, you can visualise your retirement savings and understand how different factors can impact your super balance. These tools empower you to take control of your super and plan effectively for your retirement.

Explore the Super Projection Calculator.

When you stop working, your super is likely to be one of the main ways to fund your retirement. Everyone has unique financial goals and appetite for risk. That's why AustralianSuper offer a diverse range of investment options to suit your personal needs.

Whether you're a conservative investor or willing to take on more risk for potentially higher returns, there are options for every type of investor. Try AustralianSuper's Risk Profiler tool to understand what level of risk might be right for you.

Guidance and advice can help you to achieve the retirement lifestyle that's right for you. AustralianSuper members have access to a range of tools, over-the-phone advice2 and comprehensive financial advice3.

Explore tools and advice options at AustralianSuper

If you're starting to make some big decisions about retirement or want to be sure you're taking steps in the right direction, tailored financial advice may help. Depending on the type of support you need, you might be able to pay for super advice out of your super balance too.

When you're choosing a financial advisor, there are a few things to keep in mind. Understanding a financial advisor's qualifications, reputation and fees is important. You can check a financial adviser's qualifications, training, and experience on the Australian Government's Moneysmart Financial Advisers Register.

It's also important you feel comfortable with the person you're meeting with and feel confident in the future they're helping you plan for. Asking friends or colleagues for a referral can be a good starting point. AustralianSuper member, Chrisoula, shared her experience in getting financial advice to help with her retirement planning.

Read Chrisoula's retirement story here

As the proud winner of the Canstar Outstanding Value Award for Superannuation4 and most trusted super fund5, AustralianSuper are here to help members achieve their best position in retirement. Learn more about funding your retirement with AustralianSuper.

Plan your next step

This information has been prepared for National Seniors members on 25/06/2024 and may not be appropriate for other audiences. Any general advice provided in this document is provided under the AFSL held by AustralianSuper, it does not take into account your personal objectives, financial situation or needs. Before making a decision, consider if the information is right for you and refer to the relevant Product Disclosure Statement, available at www.australiansuper.com/PDS or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at www.australiansuper.com/TMD. Sponsored by AustralianSuper Pty Ltd, ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898.

  1. AustralianSuper has a total of 3.4 million members as at 31 March 2024.

  2. The financial advice you receive will be provided by Link Advice Pty Limited ABN 36 105 811 836, AFSL 238145 and will be their responsibility. Personal product advice provided may attract a fee, which will be outlined before any work is completed and is subject to your agreement.

  3. Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. AustralianSuper has also engaged Industry Fund Services (IFS) ABN 54 007 016 195 ASFL 232514 to facilitate the provision of financial advice to members of AustralianSuper. This advice is provided by one of our financial advisers who are Authorised Representatives of IFS. These advisers are not authorised to provide financial product advice (or any other financial service) on behalf of the Trustee of AustralianSuper. Some personal advice may attract a fee, which would be outlined before any work is completed and is subject to your agreement. With your approval, the fee for advice relating to your AustralianSuper account(s) can be deducted from your AustralianSuper account.

  4. AustralianSuper received the Canstar Outstanding Value Award for - Superannuation in 2011 - 2024, and Outstanding Value Award - Account Based Pension in 2018 - 2023.

  5. Readers Digest Most Trusted Brands - Superannuation category winner for 12 years running 2013-2024 according to research conducted by leading independent research agency Catalyst Research. Read the full methodology.

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